The ongoing crisis surrounding the Muface healthcare agreement remains unresolved as the year draws to a close.

This agreement, crucial for 1.5 million public employees in Spain, allows them to choose between public and state-funded private healthcare.

The failure to renew the contract has led to widespread concern among civil servants, with potential consequences including increased pressure on the public healthcare system.

The Spanish Federation of Associations of Higher Bodies of Civil Administration warns that waiting times for consultations could rise significantly if the agreement lapses.

Despite the government's efforts to negotiate a new deal, the first tender was unsuccessful, and public sector unions have begun mobilizing protests.

The mutuality's recent report highlights a lack of cost evidence from insurers, complicating negotiations.

However, there is hope for a resolution, with discussions of adjusting premiums based on age to better reflect current realities.